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We are passionate about being a lender for the real world. To us you are more than just a credit score.

Arrange Loan Now Check if you'll be accepted without affecting your credit rating
Representative Example. Borrow - monthly repayments of . Total cost of credit which is interest at pa fixed. Total amount repayable . Representative APR.

Our Savvy Pricing

We provide loans from £300 to £1,200 which you can repay over 6, 8, 10 and 12 months.
The interest rate and repayment term of your loan will vary depending on the amount you borrow.

Monthly Rate Based on a 30 day month with monthly repayments

Loan Term Months Fixed term. You can repay your loan early anytime

Representative Example:

Borrow for months

Interest rate pa (fixed)

repayments of

Total amount repayable

Representative APR

Arrange Loan Now Check if you'll be accepted without affecting your credit rating

At Savvy we always ensure we are part of the lending solution and not part of the debt problem. We are a caring lender providing essential credit to the underserved sector, our focus is on making a positive impact. We are committed to providing affordable credit to those who otherwise would not have access to unsecured credit.

About Savvy Loans

Important Information

It's very important you read this carefully before you take out a loan so that you can make an informed decision.

Savvy Customer Service

Read Our Reviews

Our loans aim to put customer service at the heart of our dealings and we will go the extra mile to make you happy.

Savvy Responsible Lender

Most Common FAQs

If you have any questions, you may be able to find the answer by searching our frequently asked questions page.

Savvy [sav-ee] Savvy


'shrewdness and practical knowledge; the ability to make good judgements'.

Savvy by name, Savvy by nature

Check if you'll be accepted for one of our loans without affecting your credit file. Once approved your loan is arranged online and money is transferred into your bank account quickly and conveniently.

We create an online account for you where you can manage your loan, chat to us without the need for calling a call centre and so much more 24 hours a day.

All our loans have affordable regular repayments so you can arrange a loan you can repay over 6 to 12 months with us.

If you wish to repay your loan early at any time you can use your online account to request a settlement figure.

Once we get to know you as a customer after you have continuously made all of your repayments on time we may offer you a new loan at a lower APR.

This is the Savvy way.


Thanks for our EXCELLENT rating

Helpful honest and simple process Nathan F

Five Stars

A very good experience Ayden L

Five Stars

Excellent and friendly Jayleen C

Five Stars

At Savvy we care

At Savvy even though we are one of the largest unsecured lenders in the UK we are still small enough to care about every single one of our customers. We have created a customer charter to ensure we are working to provide the best outcomes for all of our customers whatever their circumstances.

Some Savvy facts and figures


Feefo customer rating *


Amount lent to date *


Loans paid out to date *


Five star reviews*

* Accurate as of July 2024



Important information about our loans. Please take time to read about us and how we operate as we take our responsibilities and duties as a provider of consumer finance seriously.

We want you to understand about the finance we provide. Please click here to read some FAQ's before you make an online application for credit.

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