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Latest News

Savvy.co.uk team celebrate another record breaking month

Savvy.co.uk team celebrate another record breaking month

As a company that is growing over 50% year on year it is not uncommon for a monthly celebration but in May every department over performed including underwriting and new business and collections as w... Read More

Credit Today Awards 2016

Credit Today Awards 2016

Valour Finance Group scores Triple Award Nomination Valour Finance Group has been nominated for three top industry accolades. We are proud to announce we have been shortlisted for a hat-trick... Read More

Valour Finance Group Charity Action Group

Valour Finance Group Charity Action Group

Valour Finance Group are excited to announce the formation of its ‘Charity Action Group’, which includes members of staff from all departments in the group. The action group will be respo... Read More

Christmas 2015 -This Year it's "Hampers of Cheer"

Christmas 2015 -This Year it's "Hampers of Cheer"

This Christmas Valour decided to support not one but two local worthwhile charities. Meaning we could spread even more Christmas cheer to those who need it most in our local community.    ... Read More

St Ann's Hospice thanks Valour Finance Group for their support

St Ann's Hospice thanks Valour Finance Group for their support

The Stockport Business Awards charity partner St Ann's Hospice have sent their thanks for supporting the raffle held at the event which raised over £5,000.The money raised at the event will... Read More

Stockport Business of the Year £5m+

Stockport Business of the Year £5m+

Valour Finance Group has won the Stockport Business Awards "Business of the Year £5m+" Award! From the Stockport Business Awards website, "Stockport is one of the best places to do business... Read More

Valour Finance Group sponsors local school rugby team.

Valour Finance Group sponsors local school rugby team.

At Valour Finance Group we firmly believe in and support local community sport,and we have welcomed the opportunity to support a local school rugby team.The St Ambrose College Rugby Union Team will b... Read More

Stockport Business of the Year Award

Stockport Business of the Year Award

Valour Finance Group are proud and excited to announce that we have been shortlisted for the Stockport Business of The year Award in the £5 Million plus category which is Sponsored by NatWest B... Read More

"Valour Bake Off "

"Valour Bake Off "

The Great Valour Bake Off  Firstly a big thank you to all the Valour Staff who took part in the "Bake Off". All the judges could not have been more impressed with the standard of the entries.... Read More

Easter Eggstravaganza!

Easter Eggstravaganza!

This Easter time Valour Finance Group decided to continue their ongoing support of the Together Trust. The Together Trust believe that everyone deserves an equal chance in life and work tirelessly to... Read More

"The shift from payday loans to installment loans"

"The shift from payday loans to installment loans"

It would now appear that Payday loan lending is in decline with a definite shift to the more positive alternative of an installment loan. Borrowers in need of short term credit are being urged to loo... Read More

Together Trust Charity -Ashcroft School Visit November 2014

Together Trust Charity -Ashcroft School Visit November 2014

During 2014 staff at Savvy have been Fundraising and supporting the Together Trust .A local charity which will always remain close to all our hearts.Highlights of 2014  include the "Valour Knigh... Read More

The Growth of Digital Banking

The Growth of Digital Banking

Consumers are shown to be very happy using digital banking services in research carried out by the British Bankers Association and accountancy firm EY. The research shows that Britons are using Inter... Read More

Last Minute Money Saving Holiday Tips

Last Minute Money Saving Holiday Tips

With the summer holiday season fast approaching we thought you might like a few tips on how to save money on those last minute things that can sometimes be forgotten. Money can be saved just by sh... Read More

Four Decades of UK Wage Changes

Four Decades of UK Wage Changes

There is often talk about differences in pay due to the region of the UK that you live in, whether you are male or female and where the highest paying jobs can be found. Thanks to research by the Off... Read More

The Cost of 'Pulling a Sickie'

The Cost of 'Pulling a Sickie'

It seems like some people will make up some very dramatic stories in order to get out of work for a day! Accountancy firm PricewaterhouseCoopers have recently carried out a survey which found out som... Read More

EU Roaming Charges Fall

EU Roaming Charges Fall

In the News: EU Roaming Charges Fall The cost of using your smartphone while on holiday is dropping today (1 st July) which is great news for those looking to travel this summer. Perfectly coin... Read More

The Cheapest (and Most Expensive) UK Locations to Buy a House

The Cheapest (and Most Expensive) UK Locations to Buy a House

Recent house price information from Halifax has shown where the most expensive, and cheapest, places to live are in the UK. It may be no surprise to you that London has the most expensive properties,... Read More

Cashing Cheques is about to become Easier!

Cashing Cheques is about to become Easier!

In the News: “Cheque Imaging” “Cheque Imaging” is a system which allows individuals to pay in cheques using their smartphone or tablet rather than visiting the bank and t... Read More

A Great Change to Zero Hour Contracts

A Great Change to Zero Hour Contracts

In the News: Zero Hour Contracts Today it has been announced that employers who employ people on a zero hour contract are not longer allowed to stop these employees from searching for additional... Read More

The Latest in the UK Supermarket Wars!

The Latest in the UK Supermarket Wars!

Supermarket wars are in full swing now with a couple of our main supermarkets introducing new ways in which they will be keeping prices down and competing with each other. This follows competition br... Read More

Feel Good Finance as the Rate of Inflation Falls

Feel Good Finance as the Rate of Inflation Falls

It seems that the ‘feel good’ finance news just keeps rolling in at the moment! Last week we had the news that the UK unemployment rate has dropped and this week it has been announced tha... Read More

Great News! UK Unemployment Total Falls

Great News! UK Unemployment Total Falls

Great news today as new unemployment figures show that the UK job market is continuing to improve. During the three months leading to April the number of people out of work fell by a massive 161,000... Read More

Council Tax Arrears Become Most Common Debt Problem

Council Tax Arrears Become Most Common Debt Problem

Citizens Advice have said that the number of people who have contacted them for help with council tax arrears has dramatically increased by 17% to 27,000 between January and March 2014 compared to th... Read More

All About Unsecured Loans

All About Unsecured Loans

If you are looking for a loan up to £25,000 and do not have a property to secure it against an unsecured loan could be the option for you. Also known as a ‘personal loan’ an unsecur... Read More

How to Save Money on Entertainment

How to Save Money on Entertainment

A lot of people are looking to save money in their everyday lives but it can be difficult to decide where to make cutbacks. Although there are certain things that we would prefer to spend less money... Read More

How to Save Money when Booking Flights

How to Save Money when Booking Flights

With Summer fast approaching many of you will be looking to book your holidays abroad to escape the stresses of day-to-day life, and the unpredictable UK weather! With flight prices sometimes changin... Read More

How to Save Petrol (and Money)

How to Save Petrol (and Money)

Despite recent decreases in petrol prices it seems that paying for fuel is disliked by all who drive a car on a regular basis. Whether you are using your car for commuting, taking the kids to school... Read More

Payday Loans: The Lowdown

Payday Loans: The Lowdown

A payday loan is a convenient way to borrow money if you run into money troubles between pay days. For example, if your car breaks down and you have to pay for repairs or if your boiler stops working... Read More

Money Saving Easter School Holiday Ideas

Money Saving Easter School Holiday Ideas

All school holidays are likely to come with anxiety surrounding what you will do with the kids for a week or two, or maybe even six! The Easter school holiday is usually two weeks for the majority of... Read More

All About Unsecured Loans

All About Unsecured Loans

If you are looking for a loan up to £25,000 and do not have a property to secure it against an unsecured loan could be the option for you. Also known as a ‘personal loan’ an unsecur... Read More

Consolidate Your Way to Stress Free Finances

Consolidate Your Way to Stress Free Finances

If you have little knowledge of finance the prospect of finding the debt solution that is best for you can feel very daunting. The last thing you want to do is get yourself into a situation where you... Read More

Money Saving Tips for Eating Out

Money Saving Tips for Eating Out

Eating at restaurants is something that most people enjoy doing on a regular basis to escape cooking duties or to meet up with friends or family. Whether you have a favourite restaurant that you go t... Read More

How to Start an Emergency Fund

How to Start an Emergency Fund

You may think that being able to save up an emergency fund would be way too difficult, however much you want one. We all know that have money put aside for emergencies is a great idea but after the b... Read More

Money Saving Beauty Tips

Money Saving Beauty Tips

Sometimes looking your best can cost a little too much due to all of the lotions and potions that we are told the we need in order to look fresh faced and glamorous on a daily basis. We have found so... Read More

Money Saving Tips for 'Twenty-Somethings'

Money Saving Tips for 'Twenty-Somethings'

It is unlikely that many people have the disposable income that they would like at the moment but it seems to be the ‘twenty-somethings’ who are struggling to make ends meet due to first... Read More

What is a Guarantor?

What is a Guarantor?

If you have a poor credit history due to being unable to make previous repayments on time, or having not built up a credit score, it can be difficult to convince lenders to loan you money. This is be... Read More

New FCA Regulations - Our Managing Director's Views

New FCA Regulations - Our Managing Director's Views

Last week we posted an article outlining the improvements that the FCA are looking to make to the payday loan market, following their consumer credit sector takeover on 1st April. The changes being p... Read More

We're Hiring! Junior .NET developer - Stockport

We're Hiring! Junior .NET developer - Stockport

Valour Finance Group has an exciting opportunity for a Junior .NET developer to join our growing software development team and help deliver solutions for a diverse range of development projects. ... Read More

Improvements to the Payday Loan Market

Improvements to the Payday Loan Market

If you have ever considered, or taken out, a payday loan you may have put a lot of research into the payday loan lender that you chose due to quite a lot of negativity in the press. Although there ar... Read More

Which Loan is the Loan for You?

Which Loan is the Loan for You?

If you are looking for a loan you may be overwhelmed by the number of loan companies, and types of loan, that are available. Here is a quick guide to the main three loans that you may be considering;... Read More

How to Eliminate your Credit Card Debt ASAP

How to Eliminate your Credit Card Debt ASAP

Being in credit card debt brings a lot of stress and worry into peoples’ lives but once the convenience of using a credit card is established it can be difficult to let go. One of the main reas... Read More

How to Book an Affordable Holiday

How to Book an Affordable Holiday

Holidays are something that we all look forward to but sometimes it feels that they are a luxury that we cannot really afford. It may be difficult to justify taking out a loan or using a credit card... Read More

We Are Hiring! 5 x Contact Centre Staff - Stockport

We Are Hiring! 5 x Contact Centre Staff - Stockport

We Are Hiring! *Telesales/Call Centre/Contact Centre *Stockport/Greater Manchester *£7.50 per hour *Uncapped Commissions Valour Finance Group is one of the fastest growing companies in the... Read More

You Could Benefit from Using a Valour Money Mastercard

You Could Benefit from Using a Valour Money Mastercard

The Valour Money card is a prepaid MasterCard and E-account which has been designed to prevent account holders from falling into debt. This has been accomplished through allowing those with the card... Read More

All About Debt Management Plans

All About Debt Management Plans

We all know the phrase ‘A problem shared is a problem halved’ but there are some issues in life that can feel like they won’t get any easier! Being in debt can be an example of this... Read More

How to Save when Planning a Wedding

How to Save when Planning a Wedding

Your wedding day is one of the best days of your life and it can be this way without breaking the bank. It has become normal for people to spend tens of thousands of pounds on their big day but you c... Read More

Advantages of Using a Credit Card

Advantages of Using a Credit Card

Many people are put off of using a credit card due to horror stories about high interest rates and hidden charges however, when used carefully, a credit card can be a helpful addition to your purse o... Read More

Claiming from Train Companies

Claiming from Train Companies

If you travel by train you could be missing out on compensation when your train is delayed and cancelled just through not being aware of the refund rules. A recent study has found that 75% of train u... Read More

The Cost of Owning a Pet

The Cost of Owning a Pet

A lot of people think that their home would be incomplete without a pet but many have found that their four-legged friends are costing them more than they budgeted for.  It is common for people... Read More

Time to Change to Living Wage?

Time to Change to Living Wage?

An independent commission, chaired by Archbishop of York Dr John Sentamu, has encouraged employers to pay their employees the living wage where possible instead of the current minimum wage. This is d... Read More

Friday's Great Finance News

Friday's Great Finance News

There is nothing like a bit of good news about the economy to kick start your weekend! There is some great finance news buzzing around today with results saying that the UK economy is set to grow... Read More

Happy Half Term for Less

Happy Half Term for Less

It is that time of the year again when parents are wracking their brains for fun ideas for the upcoming half term holiday. As much as it should be a chilled out week of relaxing to recover from the p... Read More

Valentine's Day: It Doesn't Have to Break the Bank!

Valentine's Day: It Doesn't Have to Break the Bank!

A lot of the talk on social media about Valentine’s Day at the moment is money related. I have seen many comments about people saving money for gifts or telling the world about their gift expec... Read More

The Rise in Boomerang Children

The Rise in Boomerang Children

High unemployment rates and the rising cost of living are affecting many people throughout the country but for some people these factors are forcing them to put their lives on hold. The ‘Bo... Read More

The Moneymaking Tricks of Supermarkets

The Moneymaking Tricks of Supermarkets

Supermarkets can be so very sneaky. I know that their purpose is to make money but I have discovered a few ways in which they do this which may surprise you. Some of them certainly surprised me!... Read More

Car Finance: Some Options

Car Finance: Some Options

When people are looking for a new car it is very likely that they will shop around for the best deal and compare different makes and models. A lot of time and research will go into trying to ensure t... Read More

Good to Know About Bad Credit

Good to Know About Bad Credit

If you have had some issues with paying back credit in the past, which have resulted in a less than perfect credit history, you may be concerned that you will not be able to easily borrow money in th... Read More

Quick Guide to Credit Cards

Quick Guide to Credit Cards

Up to a certain point you can view using a Credit Card as borrowing ‘free money’ because rather than money for purchases being taken directly from your bank account, as it would when usin... Read More

Quick Guide to Credit Cards

Quick Guide to Credit Cards

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Valour Track Day 2014

Valour Track Day 2014

On Friday (17/01/14) the Valour Finance Group employees took to the Daytona Manchester track for some team building in go-karts! The competitors were split into 7 teams of 5, the teams were chosen ra... Read More

Payday Loans Explained

Payday Loans Explained

A payday loan is a convenient way to borrow money if you run into money troubles between pay days. For example, if your car breaks down and you have to pay for repairs or if your boiler stops working... Read More

Homeowner? A Secured Loan Could be the One for You!

Homeowner? A Secured Loan Could be the One for You!

If you are looking to borrow more than an unsecured loan will allow you to, perhaps to consolidate a large amount of debt or to make some home improvements, you may be eligible for a secured loan.... Read More

A More Responsible Payday Loan Market

A More Responsible Payday Loan Market

A very important part of the lending process is ensuring that customers will be able to pay back the money that they are borrowing. By doing this people can be prevented from getting themselves into... Read More

The Rising Cost of Childcare

The Rising Cost of Childcare

It is no secret that it costs a lot of money to bring up children, and with many parents wanting to get back into work for personal growth or to bring money into the household, one of those costs is... Read More

Employee Benefits: Pensions, Presents and Help for Parents

Employee Benefits: Pensions, Presents and Help for Parents

Working for Valour Finance Group has lots of great benefits included. Not only are the offices located in Stockport City Centre, meaning that you can easily get lunch or have a small shopping spree o... Read More

Unsecured Loans: The Lowdown

Unsecured Loans: The Lowdown

If you are looking for a loan up to £25,000 and do not have a property to secure it against an unsecured loan could be the option for you. Also known as a ‘personal loan’ an unsecur... Read More

2014: And Relax...

2014: And Relax...

With each new year we make resolutions, reflect on the past and pledge new starts. Although it is easy to leave some things behind in the previous year there are other things that are a little harder... Read More

2014: The Year of More Money?

2014: The Year of More Money?

As the end of a year approaches thoughts tend to turn to the year gone past and how to make the next year even better. This is where New Year’s Resolutions start to form. These are usually broa... Read More

Cheque This Out...

Cheque This Out...

Cheques are set to take the leap into the digital age through plans to allow cheques to be paid in via a photo sent from a smartphone. Although cheques are still being used by many, with around &poun... Read More

Christmas is a Time for... Shopping?

Christmas is a Time for... Shopping?

It has been predicted that Christmas Day 2013 is going to see the more online shopping than any previous Christmas Day with and expected 117 million visits to websites. With retailers moving their sa... Read More

Valour Money E-account: Think of the Benefits!

Valour Money E-account: Think of the Benefits!

The Valour Money pre-pay MasterCard and E-account has been designed to prevent account holders from falling into debt. This has been accomplished through allowing those with the card to spend money t... Read More

Banknotes: From Paper to Plastic in 2016

Banknotes: From Paper to Plastic in 2016

After 300 years of using the paper currency that we all know and love it has been decided that the UK will be making the move to polymer banknotes. These will be a thin, flexible, plastic notes and s... Read More

Christmas Opening Hours

Christmas Opening Hours

Tis the season to be jolly and we will continue to be happy to help you over the Christmas period. Below are our Christmas opening times; please do not hesitate to contact us during these hours i... Read More

Lowest UK Unemployment Rate since 2009

Lowest UK Unemployment Rate since 2009

Great News!! The UK unemployment rate has fallen to 7.4% which is the lowest rate since 2009. 99,000 unemployed people found work in the three months leading up to October which takes the number of u... Read More

Great News! UK Unemployment Rate Drops to Lowest since 2009

Great News! UK Unemployment Rate Drops to Lowest since 2009

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Cheap and Cheerful Activities for Christmassy Kids

Cheap and Cheerful Activities for Christmassy Kids

Christmas is such an expensive time of year for many reasons. Buying the perfect presents, filling the fridge with festive treats and travelling around to see family and friends all adds up. Then on... Read More

To Consolidate or Not to Consolidate?

To Consolidate or Not to Consolidate?

If you have little knowledge of finance the prospect of finding the debt solution that is best for you can feel very daunting. The last thing you want to do is get yourself into a situation where you... Read More

Great News!

Great News!

Over the last 12 months UK economy has improved, unemployment rate has come down and the consumer confidence is high. All of this points to a better future for us and for our customers.  &nbs... Read More

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